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Working Capital
Solutions to support inventory, receivables, operational needs and business cash flow.
IKAYA CAPITAL ✦ AI-ENHANCED DISCOVERY
Business Financing
That Moves Your
Business Forward.
Discover smarter business financing with intelligent insights and expert guidance. From working capital and OD/CC facilities to business loans, we help you explore funding solutions suited to your business.
For MSMEs, growing businesses and established enterprises.
✦ IKAYA SMARTMATCH
Smarter Financing Starts Here.
Introducing Ikaya SmartMatch — our intelligent financing discovery experience. Share your business profile and funding needs to explore relevant financing categories before speaking with our team.
Your business profile ✓
Funding requirements ✓
Preliminary financing options ✦
Preliminary assessment, not a loan approval or eligibility guarantee.
Financing Solutions
Business Financing, Made Smarter.
Explore financing solutions supported by banking expertise, intelligent business profiling and personalized assistance, whether you need daily liquidity or capital for expansion.
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Business Loans
Unsecured and other business lending options to support expansion or planned expenditure.
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OD / CC Facilities
Explore overdraft and cash credit facilities structured for ongoing business needs.
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Secured Financing
Property-backed working capital and other credit facilities for larger requirements.
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Loan Against Property
Explore lending options using eligible property as security, subject to valuation and lender criteria.
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Term & Expansion Loans
Explore structured loans for longer-term investment, business assets and expansion plans.
Featured Solution
CGTMSE-Backed Business Financing
Explore collateral-free financing possibilities under eligible credit facilities supported by the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE). Credit decisions, pricing, guarantee coverage and documentation depend on lender and scheme requirements.
For eligible micro & small enterprises
✓ Potential collateral-free financing routes
✓ Working capital and term lending use cases
✓ Preliminary documentation and suitability guidance
CGTMSE provides credit guarantees to member lending institutions. Ikaya Capital does not issue guarantees or loans.
THE IKAYA EDGE · TECHNOLOGY + HUMAN EXPERTISE
Intelligent Technology.
Human Expertise.
We combine structured financial assessment, intelligent insights and experienced banking professionals to simplify your financing journey. SmartMatch captures your business profile for preliminary product discovery and expert follow-up.
✦ Intelligent discovery✓ Expert guidance↗ Connected financing options
SmartMatch currently uses a structured questionnaire; it does not perform AI lender underwriting or issue financing approvals.
◉ ◉ ◉IKAYA / SMARTMATCHPREVIEW
01 / BUSINESS PROFILEUnderstand your business
Turnover · Vintage · City
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02 / FINANCING DISCOVERYIdentify product categories
Working Capital · OD/CC · Business Loan
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03 / EXPERT CONNECTIONDiscuss next steps
WhatsApp · Personal consultation
Our Approach
Intelligent Technology. Human Expertise.
A clear three-step approach combines smart preliminary screening with human review and lender coordination.
01
Understand Your Business
Share your turnover, business vintage, existing borrowings and funding requirements.
02
Smart Financing Assessment
Our structured assessment helps identify relevant financing categories based on your business profile. Lenders determine final eligibility.
03
Expert Banking Support
Our team helps you navigate financing options, lender requirements, documentation and next steps.
About Ikaya Capital
A New-Age Approach to Business Financing.
Ikaya Capital brings together banking relationships, intelligent technology and personalized assistance to help growing businesses navigate financing needs with greater clarity and confidence. We support working capital, business loans, OD/CC and secured financing enquiries across Noida, Greater Noida, Ghaziabad and Delhi NCR, with enquiries welcome from other locations.
Let's Connect
Let's discuss your business funding needs.
Have a requirement in mind? Begin with SmartMatch or speak directly with our team.