A faster way to get your business funded.
Ikaya Capital connects Delhi NCR businesses with every major bank and NBFC — no branch visits, no endless paperwork. Send one WhatsApp message and we take it from there.
From first message to bank submission — no branch visit required.
Every application moves through four clear stages. You'll always know exactly where your file stands.
Message us on WhatsApp in English or Hindi. No app to download, no forms to fill in first.
A few questions about your business — turnover, city, loan amount — and we calculate an estimate of what you may be eligible for.
Send files directly on WhatsApp, one by one or all together. Each one is checked and verified automatically.
Your complete, verified application goes to the bank for assessment and final decision.
Financing for every stage of your business.
Whichever you need, one conversation gets you in front of every lender that fits.
Business Loan
Unsecured funding to grow, restock or expand operations.
02MSME Loan
Tailored credit lines for registered micro, small and medium enterprises.
03Working Capital
Keep day-to-day operations funded — payroll, inventory, supplier payments.
04Loan Against Property
Unlock funds against commercial or residential property you own.
05Machinery & Equipment Finance
Fund new machinery or equipment without straining cash flow.
06Invoice Financing
Unlock cash tied up in unpaid invoices from your customers.
07Startup Loan
Early-stage funding for businesses ready to scale.
08Personal Loan
Quick personal financing for individual and family needs.
Trusted across the banking ecosystem
Tied up with all major banks & NBFCs across India
Built to remove friction, not add a layer of it.
Faster processing
Document checks and eligibility calculations happen instantly with the help of our technology, not over days of back-and-forth.
One file, matched to the right lender
We use technology to compare your profile against multiple banks and NBFCs at once, surfacing the lender most likely to offer competitive rates and a fast approval.
No false promises
We give you honest, realistic estimates — the bank makes the final call, and we're upfront about that.
No branch visits
Start, submit documents and track your application — all from WhatsApp, wherever you are.
Secure document handling
Every file you send is encrypted, validated and used only for your application.
5 years, Delhi NCR
₹150 Cr+ disbursed to 200+ local businesses — we know the lenders, and the lenders know us.
Your next step takes thirty seconds.
Send a message. We'll tell you what you're eligible for before you've finished your tea.
Chat with us on WhatsApp